Using this website
You may use this website to read general information about private client insurance and submit an enquiry. You must not misuse the site, interfere with its operation, or submit information that is false, unlawful or provided without authority.
No personal advice on the website
The content on this site is general information. It is not personal insurance advice, financial advice, legal advice or tax advice. You should not rely on website content alone when deciding whether a policy is suitable for you.
No guarantee of cover
Submitting a form does not guarantee that cover will be available, suitable or affordable. Any terms, premiums, exclusions or conditions depend on underwriting, insurer appetite, the information you provide, and any separate advice or arrangement process that follows.
No binding arrangement
No insurance contract is created by visiting the website, submitting a form, or receiving an acknowledgement message. Cover is only in place when it has been expressly confirmed through the relevant arrangement process and any required premium has been accepted by the insurer or broker.
Enquiry information
If you submit an enquiry, you confirm that the information is accurate to the best of your knowledge and that you are authorised to provide it. Insurance discussions may depend heavily on accurate disclosure, especially for high-value property, motor and valuables cover.
Website content
We aim to keep the site accurate and useful, but insurance markets and underwriting appetite change. We may update, remove or change website content at any time.
Liability
Nothing in these terms limits liability where it would be unlawful to do so. Subject to that, Prestige Cover is not responsible for loss arising from reliance on general website content, temporary website unavailability, or third-party sites linked from this website.
Privacy
Personal information submitted through the site is handled in line with our Privacy Policy.
Last updated: 9 August 2026.